Is Termite Pre-Treatment Required in Texas?
It depends on your loan and your city. On most new builds you will need it. You will also need paperwork to prove it.
The HUD, FHA, and VA Paperwork Your Lender Will Want
New construction financed with an FHA or VA loan has to document subterranean termite protection. HUD’s Single Family Housing Policy Handbook (4000.1) sets the rule. It runs on two forms:
- Form HUD-NPMA-99-A, the Subterranean Termite Protection Builder’s Guarantee. The builder fills this out and issues it to the buyer.
- Form HUD-NPMA-99-B, the New Construction Subterranean Termite Service Record. The licensed pest control company fills this out. We handle this one for you.
Form 99-B lists four code-accepted protection methods: soil applied liquid termiticide, wood applied liquid termiticide, bait system, and physical barrier system. Bora-Care is a wood applied liquid termiticide, so our treatment checks that box directly.
One warning worth passing to your framer: HUD states that pressure-treated sills alone are not an acceptable method of termite prevention. Builders who assume treated lumber covers them can fail this requirement at closing.
Some Dallas-Fort Worth cities also require proof of a pre-construction treatment before they issue a certificate of occupancy. Check with your city early. That document is a closeout item, and nobody wants to hunt for it during final inspection.
What the Texas Rules Say
Pre-construction termite work in Texas is regulated by the Texas Department of Agriculture under Texas Administrative Code 4 TAC §7.173. The rule recognizes several methods, including soil treatments, baiting systems, physical barriers, and treatment of the wood framing.
Subsection (e) is the one that matters for our method. It allows a primary treatment of the wood framing, such as a borate treatment. The product just has to carry label instructions for that use in new construction. Bora-Care does. So our pre-treat is a primary treatment under Texas rules, not a supplement to one.
The rule also sets recordkeeping and notification duties on the pest control company. We keep those records and give you copies for your job file.
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When to Schedule Your Termite Pre-Treatment
Timing decides your options and your price. Here is how a build lines up.
- Before the slab is poured. This is the window for a soil termiticide pre-treat. It means coordinating a pest crew into your foundation schedule, and it can hold up the pour.
- After framing, before insulation and drywall. This is the window for a Bora-Care wood treatment, and it is the one we want. The framing is up, the roof is on, and every stick of wood is still exposed. Builders call this the dried-in phase. It is the only time all the wood is reachable.
- After the walls close up. Now the framing is buried. Your options now are a liquid soil barrier around the finished foundation, or a bait system. Both wait on final grade and landscaping.
Miss the dried-in window and you still have options. You just lose the cheapest and simplest one. Call us when the roof is on and the framing is exposed.
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How Pinnacle Pest Protection Applies Termite Pre-Treatment
Bora-Care is a borate concentrate. Its active ingredient is disodium octaborate tetrahydrate, a mineral salt made from boron. Glycol penetrants carry the borate deep into the wood fiber, where it stays.
Here is what it actually does, because there is a lot of loose talk about this product. Bora-Care is not a bait, and it is not a repellent. It treats the wood itself. Termites and other wood-destroying insects that eat or tunnel into treated wood pick up the active ingredient and die. In plain terms, it takes your framing off the menu.
Borates do not evaporate and do not break down. Once the borate is in the wood, it stays there. The protection lasts for the life of the lumber. A soil chemical degrades.
Two levels of treatment are available, and they cover different pests.
Two-Foot Band Treatment
We treat sill plates where applicable and the bottom 24 inches of every stud in the structure. That band is where subterranean termites reach the wood. Termites that build mud tubes across the treated band run straight into the borate. This is the standard new-construction pre-treat, and it targets subterranean termites, the main termite threat in Parker County.
Whole-House Treatment
We treat all structural wood, not just the bottom two feet. This adds protection against pests that attack from above and from the air, not from the soil:
- Drywood termites
- Formosan termites
- Powderpost beetles
- Old house borers
- Carpenter ants
- Wood-decaying fungi
If you want the broader coverage, ask for the whole-house option before we schedule. It has to be done while the wood is exposed.
Bora-Care vs Soil Termiticide Pre-Treatment
Both methods are legitimate. They fit different builds. Here is the honest comparison.
A soil pre-treat puts hundreds of gallons of diluted termiticide into the ground under and around your foundation. It creates a chemical barrier in the soil. Texas rules say a full soil treatment must form a continuous horizontal and vertical barrier. In practice, the pest company comes back after the slab is poured to finish the vertical part. Soil chemicals also degrade over time and eventually need reapplication.
A Bora-Care treatment goes on the wood instead of the soil. That changes the math for a builder:
- No waiting on the pest crew to pour. You are treating the structure, not the ground, so the pre-treat does not sit on your foundation critical path.
- One visit, not two. The rules that force a return trip after the slab pour do not apply to wood-applied products.
- It does not wash out or break down. The borate stays in the wood.
- Low toxicity. Nisus reports Bora-Care as roughly half as toxic as table salt in a lab setting. Nothing gets pumped into the soil near your water table.
- Green building points. Bora-Care can earn credit under programs like LEED for Homes, NGBS Green, and EarthCraft.
The trade-off is honest: a wood treatment protects the wood, not the ground around it. That is why the two-foot band is applied exactly where subterranean termites arrive.
Call Now at 817-518-4192